Bill is a full-time producing manager working with retail clients and small business owners. He also focuses his efforts on recruiting, and helping to guide the direction and growth of the firm. Bill is a resource to the firm’s advisors to guide them when involved in a specific client situation where they need help, as well as complex estate planning or employee benefit issues.

Bill has been in the insurance industry since 1977 and the securities industry since 1984.

A 1978 graduate from Maryville College, he earned his Chartered Life Underwriter and Chartered Financial Consultant degrees from The American College of Bryn Mawr Pennsylvania in 1983. In January, 2013, Bill obtained the Accredited Investment Fiduciary designation (“AIF®”) authorized by the Center for Fiduciary Studies.

He was admitted to the Palladin Registry of Advisors (www.palladinregistry.com) in 2006, and was chosen by clients and St. Louis magazine in 2008 & 2009 as a FIVE STAR WEALTH MANAGER in the category of “Best in Client Satisfaction Wealth Managers”.

Bill holds the following securities licenses: Series 4, 6, 7, 24, 27, 31, 53, 63, 86, & 87.

Bill is married and has three children. He enjoys golfing, reading and skiing in his free time.

For more than 20 years Debbie was responsible for the firm’s broker-dealer and investment advisor regulatory compliance. She currently continues to serve as the firm’s Chief Compliance Officer for the Investment Advisory division, while transitioning to a role focused more on strategic planning for the firm, recruiting and personal production.

Debbie serves as a resource to the firm’s advisors helping them identify and implement technology and marketing tools to improve their practice, facilitate succession planning, respond to questions regarding specific compliance rules, (whether it be new marketing ideas, answering specific client questions/scenarios) etc. In December, 2018, she passed the American College Retirement Income Certified Professional (“RICP®) program.

Debbie has been actively involved in many industry Committees and Boards. Most recently she served as the Chairperson of the FINRA Small Firm Advisory Board and the FINRA Regulatory Council for Continuing Education in 2011. She participated on the FINRA Social Networking Taskforce and was the Chair for the FINRA Small Firms Rules Impact Taskforce in 2007. She was the Chair for the NASD District 4 Committee in 2005.

Debbie has been a member of the Securities Industry and Financial Markets Association (SIFMA, formerly SIA) since 1997. She currently serves on the SIFMA Private Client Services Executive Committee. She has previously served as Chairperson of their Small Firms Committee in 2003 and 2004. She also served as a Board Member of SIFMA from 2006-2008. She has served as a judge in the SIA “InvestWrite” program, and previously taught “The Stock Market Game” at a local elementary school, where it became a permanent part of their curriculum. Debbie holds the Series 63, 7, 24, 55, 65 and 87 exams, as well as a life and health insurance license.

Nancy Richter is the Chief Compliance Officer of Cutter and Company Brokerage, Inc.  Nancy began her career in 1990 with Stifel Nicolaus where she gained extensive experience in operations.  Upon joining Cutter & Company, Inc., Nancy was designated as the Operations Manager where she was responsible for the firm’s day-to-day operations before moving into the role of Co-Chief Compliance Officer, where her responsibilities included supervision of communications with the public, including website approvals, in addition to daily review of branch manager reports.  Additionally she had the overall responsibility to ensure successful completion of all branch office audits, the implementation, tracking and completion of the firm element continuing education requirements, and the firm’s annual compliance meeting. With her current position as Chief Compliance Officer, Nancy has the added responsibility of staying current on new rules as they are implemented and incorporating the new regulations into our policies and procedures.  Nancy currently serves on the FINRA CE Content Committee and is a past member of FINRA’s District 4 Committee and FINRA’s Regulatory Advisory Committee. Nancy holds the following securities licenses: Series 4, 7, 10, 24, 53, 55, 63, 65.